Savings Goal Calculator
Plan your savings with estimated interest or investment returns. Compare your goal using an FD-style estimate or an SIP-style estimate.
1. Your Savings Plan
Enter an annual rate between 0% and 50%. For SIP, use an expected return, not a guaranteed rate.
2. Your Savings Summary
Savings Goal Progress
0% completed
This calculator provides estimates, not guaranteed returns. It assumes a constant annual effective return converted to a monthly rate, with monthly investments made at the end of each month. Actual FD interest depends on the bank’s compounding and withdrawal terms. SIP returns depend on market performance and can be negative. Taxes, fees and inflation are excluded. Your entries are saved only in this browser on this device.
Important Note About SIP Returns
The SIP calculator provides an estimated future value based on the expected annual rate of return entered by the user. SIP investments in mutual funds are subject to market risks, and actual returns may be higher or lower than the estimated amount. Returns are not guaranteed.
The results are for educational and financial planning purposes only. They should not be considered a guarantee of future performance or investment advice.
Please Note: FD interest rates may also vary depending on the bank, tenure, and type of deposit. Actual returns may differ from the calculator’s estimates.